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June 20, 2019

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_{Mutual funds are offered through Manulife Securities Investment Services Inc. Insurance products and services are offered through Bruce Holmlund Insurance Agency Ltd. Banking products and services are offered through referral.}

_{Manulife Securities related companies are 100% owned by The Manufactures Life Insurance Company (MLI) which is 100% owned by the Manulife Financial Corporation a publically traded company. Details regarding all affiliated companies of MLI can be found on the Manulife Securities website www.manulifesecurities.ca. Please confirm with your advisor which company you are dealing with for each of your products and services.}

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