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This Site including any related communication is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, accounting or other advice to you, and should not be acted or relied upon in that regard without seeking the advice of a professional. You should seek guidance from your current advisor as your advisor can help to ensure that all your own circumstances have been properly considered and any action is taken on the latest available information. We do not guarantee the accuracy or completeness of information on the Site and do not assume any liability for any loss that may result from reliance by any person upon any such information or recommendation as they are for general information only. The Holmlund Financial website may contain facts, views, opinions, statements and recommendations of third-party individuals and organizations. We do not represent or endorse the accuracy, correctness, or reliability of any advice, opinion, statement, recommendations, or other information displayed, uploaded, or distributed through the site or the services. With respect to any information concerning the performance of any mutual funds, exchange traded funds, or other investments, we caution you that future performance may be lower or higher than our expectations, and that current or future performance may be lower or higher than the historical performance and historical performance is not a guarantee of future results. Price, value, yield and return will vary and you may have a gain or loss when you sell. Exchange traded funds (“ETFS”) are subject to risks similar to those of stocks. Investment returns will fluctuate and are subject to market volatility, so that an individual’s shares, when redeemed or sold, may be worth more or less than their original cost. Unlike mutual funds, shares of ETFs are not individually redeemable directly with the ETF. The Site users should be cautious about any and all such recommendations and should consider the source of information and various factors prior to making any decisions. Such factors include, without limitation, their own personal financial and investing situation, knowledge, comfort level, risk tolerance, objectives, and time horizons. All users are advised to conduct their own independent research into any such recommendations and consult with their current advisors before making an investment decision. Finally, the users are advised that past ETF, mutual fund or investment performance is no guarantee of future price appreciation or performance. Price, value, yield and return will vary and you may have a gain or loss when you sell. We do not and cannot guarantee the future performance of your portfolio or the success of any investment decision or strategy that we may use or suggest. 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